You can barely believe your child is already a student at De La Salle High School, and now he’s just passed the test for his driver’s permit! Do you dare let him behind the wheel of your brand new, fully loaded Prius? If you’d rather he practice his skills on something cheaper, Concord Banking Rates could help you find a variety of auto loan rates to help start your search for a more modest vehicle.

An older, less pricey car might be the best option for your young driver. If you’re looking for affordable used car loan rates, let Concord Banking Rates help you save time on your search.

 

TypeRateAvg Points
30 year fixed mortgage5.10%0.700
15 year fixed mortgage4.83%0.700
5 year ARM5.57%0.700
TypeRateAvg Points
HELOC variable5.26%N/A
TypeRateAvg Points
60 month new car loan6.17%N/A
36 month user car loan0.00%N/A
TypeRateAvg Points
credit card non reward8.07%N/A
credit card reward9.50%N/A
prime rate3.25%N/A
TypeRateAvg Points
bank savings account0.15%N/A
bank money markey account0.97%N/A
 

Recent Auto Loan Rates News

January 5, 2009

Charlotte auto dealer pleads guilty to false loan charges

CHARLOTTE -- Louis F. Harrelson, one of Charlotte’s best known auto dealers, has agreed to plead guilty to aiding in the filing of false auto loan ...
January 2, 2009

Qualifying for a car loan becomes a smoother ride

Though car sales are still weak, there have been signs that more people with marginal credit are getting loans. CNW Research, an Oregon-based company that ...
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As with most types of personal loans, having a good credit score will help you secure the lowest rates on your auto loan. If you don’t know your credit score, get your free credit report now.

The terms of your auto loan can affect the interest rates. If you choose a 36-month repayment term, you are more likely to get lower interest rates. If you choose a longer term, not only can your interest rates be higher, but you will pay more interest on your auto loan in the long term. When shopping for a car in Concord, CA, be sure to ask the lender how the length of the loan will affect your interest rates.

Concord Banking Rates can help you compare bank rates and car loan rates before you purchase your new vehicle. In order to make a wise purchase decision, there are several factors you should evaluate.

What you should consider before choosing an auto loan:

  • Is the vehicle you’ve chosen is within your budget?
  • Do you want to purchase a new or used vehicle?
  • Should you lease or purchase your vehicle?

Dealerships will often cover all of your options before your purchase, but if you’re looking for a no-haggle loan, Concord Banking Rates can help you find out what you can afford and what the best vehicle purchase will be for your budget. Submit your information today to compare auto loan rates.

Knowing your credit score pays off as this is used by lenders and credit card companies to decide whether to lend you money and at what interest rate. The score ranges from 300 to 850 — the higher the better. Seattle resident Jenny Chang said she didn’t realize “how everything in your life will depend on credit” — buying a car or a house, even renting an apartment or getting a job.

Official Banking Rates Resource for Enetez.